Open Kolo
One Kolo account — send to any bank
IBAN transfers are live in your Kolo
Send EUR from your balance to any IBAN — yours or someone else's. You'll find it under Send → To IBAN.
Open Kolo
Where to find it
Open Kolo and tap Send
Choose To IBAN — it's new in the list
Enter the IBAN, the name and the amount
€1 flat — and seconds, where the bank supports SEPA Instant
No card needed. Straight from your balance.
€1
flat fee
Ready for your first IBAN transfer?
Your balance is already there. One quick check before the first transfer, then it's always in Send.
Open Kolo
What people say
Martin
UX designer
Didn't expect to see "To IBAN" in the Send menu — tried it right away and paid my landlord straight from my balance in two minutes.
Leila
Nomadic developer
Didn't know Kolo could do this until it showed up in the app. Sent money to family abroad in seconds — flat €1 fee, no surprises.
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